Accidents Happen – Choose the Best Seattle Moving Insurance that’s Right for You

Did you know that any Seattle moving company can list themselves as “licensed and insured,” but this doesn’t necessarily mean that your belongings will be fully covered in the event of an accident?

When you choose Movable as your professional moving company, we give you a choice between basic and comprehensive coverage, which is something you’ll need to choose prior to your moving day. Here are some your options:

More than One Insurance Option to Meet Your Needs

In order to maximize value while ensuring your belongings are covered, Movable offers two insurance plans to meet your needs:

OPTION 1 – Basic Value Protection

Cost: There is no charge for this coverage.

Movable’s Basic Value Protection is automatically included in your contract, and is based on weight. In this instance, we provide $.60 of coverage per pound, per item, regardless of replacement value.

For example: If a two-pound vase were broken, Movable would pay you $1.20 (2 lb x $.60 per lb).

OPTION 2 – Replacement Cost Protection

Cost: $1.10 per $100 of total declared value.*

Coverage with $300 Deductible

Movable’s Replacement Cost Protection provides you with full repair/replacement coverage, less a $300 deductible, which applies to the entire shipment (rather than each individual article). If an item covered under this option is damaged during your move, you’ll have three options:

  1. Repair the damaged item to your satisfaction (less $300 deductible),
  2. Reimburse you for replacement value (less $300 deductible), or
  3. Replace the damaged item(s) for any amount that exceeds the $300 deductible.

*Declared value may not be less than $5 per pound of the shipment’s total weight.

OPTION 3 – Replacement Cost Protection with No Deductible

Cost: $1.40 per $100 of total declared value.*

This is similar to the standard Replacement Cost Protection option, in that your belongings are covered at full replacement value, but without a deductible. If an item covered under this option is damaged during your move, you’ll have three options:

  1. Repair the damaged item to your satisfaction,
  2. Reimburse you for replacement value, or
  3. Replace the damaged item(s) for any amount.

*Declared value may not be less than $5 per pound of the shipment’s total weight.
 

Have Questions About Seattle Moving Insurance?

And remember: We know that Seattle moving insurance can be confusing, so we’re always here to answer your questions. Give us a call today at (206) 466-7710!

 

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